| ABCI |
Association of Business Communicators of India |
| ABCP |
Asset Backed Commercial Paper |
| ACF |
Auto-Correlation Function |
| ACU |
Asian Clearing Union |
| AD |
Authorized Dealer |
| ADB |
Asian Development Bank |
| ADF |
Augmented Dicky Fuller |
| ADR |
Asset Development Reserve, American Depository Receipt |
| ADRs |
American Depository Receipts |
| ADs |
Authorised Dealers |
| AERA |
Airport Economic Regulatory Act |
| AFI |
Annual Financial Inspection |
| AFS |
Annual Financial Statement, Available For Sale |
| AGM |
Annual General Meeting |
| AIFI |
All India Financial Institution |
| AIMSCS |
Advanced Institute of Mathematics, Statistics and Computer Science |
| AIRCSC |
All India Rural Credit Survey Committee |
| ALM |
Asset Liability Management |
| AMA |
Advanced Measurement Approach |
| AMFI |
Association of Mutual Funds in India |
| AML |
Anti-Money Laundering |
| AMU |
Asian Monetary Unit |
| ANBC |
Adjusted Net Bank Credit |
| AO |
Additive Outliers |
| APS |
Annual Policy Statement |
| AR |
Auto Regression |
| ARIMA |
Auto-Regressive Integrated Moving Average |
| AS |
Accounting Standard |
| ASSOCHAM |
Associated Chambers of Commerce and Industry of India |
| ATM |
Automated Teller Machine, Asynchronous Transfer Mode |
| BAFT |
Bankers’ Association for Finance & Trade |
| BC |
Business Correspondent |
| BCBS |
Basel Committee on Banking Supervision |
| BCP |
Business Continuity Planning |
| BCSBI |
Banking Codes and Standards Board of India |
| BE |
Budget Estimates |
| BF |
Business Facilitator |
| BFS |
Board for Financial Supervision |
| BFSI |
Banking Financial Services and Insurance |
| BIS |
Bank for International Settlements |
| BMP |
Basic Management Programme |
| BOI |
Bank of India |
| BoP |
Balance of Payments |
| BPLR |
Benchmark Prime Lending Rate |
| BPM5 |
Balance of Payments Manual, 5th edition |
| BPSD |
Balance of Payments Division, DESACS, RBI |
| BPSS |
Board for Regulation and Supervision of Payment and Settlement Systems |
| BRBNMPL |
Bharatiya Reserve Bank Note Mudran Private Limited |
| BSA |
Bilateral Swap Arrangements |
| BSE |
Bombay Stock Exchange, Mumbai |
| BSR |
Basic Statistical Returns |
| BTC |
Bankers’ Training College |
| CA |
Concurrent Audit |
| CAB |
College of Agricultural Banking |
| CACP |
Commission for Agricultural Costs and Prices |
| CAD |
Current Account Deficit, Capital Account Deficit |
| CAG |
Controller and Auditor General of India |
| CAMELS |
Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
| CAS |
Central Account Section |
| CBDT |
Central Board of Direct Taxes |
| CBLO |
Collateralised Borrowing and Lending Obligation |
| CBS |
Consolidated Banking Statistics, Core Banking Solutions |
| CC |
Cash Credit, Cubic Capacity |
| CCB |
Central Co-operative Bank |
| CCC |
Central Complaints Committee |
| CCIL |
Clearing Corporation of India Limited |
| CCR |
Counterfeit Currency Report |
| CCRS |
Currency Chest Reporting System |
| CD |
Certificate of Deposit |
| C-D |
Currency-Deposit |
| CD Ratio |
Credit Deposit Ratio |
| CDBMS |
Centralised Data Base Management System |
| CDBS |
Committee of Direction on Banking Statistics |
| CDOs |
Collateralised Debt Obligations |
| CDR |
Corporate Debt Restructuring |
| CDS |
Credit Default Swap |
| CENVAT |
Central Value Added Tax |
| CF |
Company Finance |
| CFMS |
Centralised Funds Management System |
| CFRA |
Combined Finance and Revenue Accounts |
| CFSA |
Committee on Financial Sector Assessment |
| CFT |
Combating Financing of Terrorism |
| CGFTMSE |
Credit Guarantee Fund Trust for Micro and Small Enterprises |
| CGRA |
Currency and Gold Revaluation Account |
| CIC |
Central Information Commission |
| CICs |
Credit Information Companies |
| CII |
Confederation of Indian Industries |
| CIS |
Commonwealth of Independent States |
| CMCPS |
Compulsorily and Mandatorily Convertible Preference Shares |
| CMIS |
Currency Management Information System |
| CO |
Capital Outlay |
| CoBoSAC |
Corporate Bonds and Securitisation Advisory Committee |
| CODs |
Central Office Departments |
| CoR |
Certificate of Registration |
| CP |
Commercial Paper |
| CPADS |
Centralised Public Accounts Department System |
| CPC |
Cheque Processing Centre |
| CPDO |
Centralised Public Debt Office |
| CPFF |
Commercial Paper Funding Facility |
| CPI |
Consumer Price Index |
| CPI-AL |
Consumer Price Index-Agricultural Labourers |
| CPI-IW |
Consumer Price Index for Industrial Workers |
| CPIO |
Central Public Information Officer |
| CPI-RL |
Consumer Price Index-Rural Labourers |
| CPIs |
Consumer Price Indices |
| CPMG |
Corporate Performance Monitoring Group |
| CPPC |
Central Pension Payment Cell |
| CPSEs |
Central Public Sector Enterprises |
| CR |
Capital Receipts, Contingency Reserve |
| CRAR |
Capital to Risk Weighted Asset Ratio |
| CRCS |
Central Registar of Co-operative Societies |
| CRR |
Cash Reserve Ratio |
| CSAA |
Control Self Assessment Audit |
| CSD |
Customer Services Department |
| CSF |
Consolidated Sinking Fund |
| CSGL |
Constituant Subsidiary General Ledger |
| CSIR |
Council of Scientific and Industrial Research |
| CSO |
Central Statistical Organisation |
| CTR |
Cash Transaction Receipt |
| CTS |
Complaint Tracking System, Cheque Truncation System |
| CVC |
Central Vigilance Commission |
| CVD |
Countervailing Duty |
| CVPS |
Currency Verification and Processing System |
| CWC |
Central Water Commission |
| DAD |
Deposit Accounts Department |
| DAP |
District Agricultural Plan, Development Action Plan |
| DAPM |
Department of Administration and Personnel Management |
| DBOD |
Department of Banking Operations and Development |
| DBS |
Department of Banking Supervision |
| DCA |
Department of Company Affairs, (Now known as Ministry of Companies Affairs, MCA) Government of India |
| DCB |
Demand Collection and Balance |
| DCC |
District Consultative Committee |
| DCCB |
District Central Cooperative Bank |
| DCM |
Department of Currency Management |
| DD |
Demand Draft |
| DDS |
Data Dissemination Standards |
| DEAP |
Department of Economic Analysis and Policy |
| DEBC |
Department of Expenditure and Budgetary Control |
| DEIO |
Department of External Investments and Operations |
| DEPB |
Duty Entitlement Pass Book |
| DESACS |
Department of Statistical Analysis & Computer Services, RBI |
| DGBA |
Department of Government and Bank Accounts |
| DGCI & S |
Directorate General of Commercial Intelligence and Statistics |
| DI |
Direct Investment |
| DIC |
District Industries Centre |
| DICGC |
Deposit Insurance and Credit Guarantee Corporation of India |
| DID |
Discharge of Internal Debt |
| DIP |
Disclosure and Investor Protection |
| DIT |
Department of Information Technology |
| DMA |
Departmentalized Ministries Account |
| DMIS |
Document Management Information System |
| DNBS |
Department of Non-Banking Supervision |
| DOC |
Department of Communication |
| DoT |
Department of Telecommunication |
| DRG |
Development Research Group |
| DRI |
Differential Rate of Interest |
| DRT |
Debt Recovery Tribunal |
| DS |
Difference Stationary |
| DSB |
Designated Settlement Banks |
| DSBB |
Dissemination Standards Bulletin Board |
| DSIM |
Department of Statistics and Information Management |
| DVP |
Delivery versus Payment |
| EACB |
European Association of Co-operative Banks |
| EBT |
Electronic Benefit Transfer |
| ECB |
European Central Bank, External Commercial Borrowing |
| ECBs |
External Commercial Borrowings |
| ECGC |
Export Credit and Guarantee Corporation |
| ECR |
Export Credit Refinance |
| ECS |
Electronic Clearing Services, Electronic Clearing Scheme |
| EDMU |
External Debt Management Unit |
| EEA |
Exchange Equalisation Account |
| EEC |
European Economic Community |
| EEFC |
Exchange Earners Foreign Currency |
| EFR |
Exchange Fluctuation Reserve |
| EFT |
Electronic Funds Transfer |
| EMEs |
Emerging Market Economies |
| EOU |
Export Oriented Unit |
| EPCG |
Export Promotion Capital Goods |
| EPF |
Employees Provident Fund |
| ESOS |
Employees Stock Option Scheme |
| EU |
European Union |
| EUR |
Euro |
| EXIM |
Bank Export Import Bank of India |
| EXIM Bank |
Export Import Bank |
| FAO |
Food & Agriculture Organisation |
| FAQs |
Frequently Asked Questions |
| FATF |
Financial Action Task Force |
| FBT |
Fringe Benefit Tax |
| FC |
Financial Conglomerate |
| FCA |
Foreign Currency Assets |
| FCCB |
Foreign Currency Convertible Bond |
| FCI |
Food Corporation of India |
| FCNR(B) |
Foreign Currency Non-Resident (Banks) |
| FCNRA |
Foreign Currency Non-resident Account |
| FCNRD |
Foreign Currency Non-Repatriable Deposit |
| FDI |
Foreign Direct Investment |
| FED |
Foreign Exchange Department |
| FEDAI |
Foreign Exchange Dealers’ Association of India |
| FEMA |
Foreign Exchange Management Act |
| FI |
Financial Institution |
| FICCI |
Federation of Indian Chambers of Commerce and Industry |
| FIEO |
Federation of Indian Export Organisation |
| FII |
Foreign Institutional Investor |
| FIIs |
Foreign Institutional Investors |
| FIMMDA |
Fixed Income Money Market and Derivatives Association of India |
| FIPB |
Foreign Investment Promotion Board |
| FISIM |
Financial Intermediation Services Indirectly Measured |
| FITL |
Funded Interest Term Loan |
| FIU-IND |
Financial Intelligence Unit-India |
| FLAS |
Foreign Liabilities and Assets Survey |
| FLCCs |
Financial Literacy and Credit Counseling Centres |
| FMCG |
Fast Moving Consumer Goods |
| FMD |
Financial Markets Department |
| FOF |
Flow of Funds |
| FPI |
Foreign Portfolio Investment |
| FPS |
Focus Product Scheme |
| FRA |
Forward Rate Agreement |
| FRBM |
Fiscal Responsibility and Budget Management Act, 2003 |
| FRBs |
Floating Rate Bonds |
| FRL |
Full Reservoir Level |
| FRLs |
Fiscal Responsibility Legislations |
| FRN |
Floating Rate Note |
| FSB |
Financial Stability Board |
| FSF |
Financial Stability Forum |
| FSS |
Farmers’ Service Societies |
| FST |
Financial Sector Technology |
| FVCIs |
Foreign Venture Capital Investors |
| FWG |
First Working Group on Money supply |
| GCC |
Gulf Cooperation Council |
| GCCs |
General-purpose Credit Cards |
| GDP |
Gross Domestic Product |
| GDR |
Global Depository Receipt |
| GDRs |
Global Depository Receipts |
| GFCE |
Government Financial Consumption Expenditure |
| GFD |
Gross Fiscal Deficit |
| GFS |
Government Finance Statistics |
| GFSR |
Global Financial Stability Report |
| GIC |
General Insurance Corporation |
| GIPSA |
General Insurer’s (Public Sector) Association of India |
| GLS |
Generalized Least Squares |
| GNIE |
Government Not Included Elsewhere |
| GoI |
Government of India |
| GPD |
Gross Primary Deficit |
| GRF |
Guarantee Redemption Fund |
| GSDP |
Gross State Domestic Product |
| G-Sec |
Government Securities |
| GST |
Goods and Services Tax |
| HDFC |
Housing Development Finance Corporation |
| HFCs |
Housing Finance Companies |
| HFT |
Held For Trading |
| HICP |
Harmonised Index of Consumer Prices |
| HLAC |
High Level Advisory Committee |
| HLCCFM |
High Level Coordination Committee on Financial Markets |
| HLG |
High Level Group |
| HO |
Head Office |
| HR |
Human Resources |
| HRDD |
Human Resources Development Department |
| HRMS |
Human Resources Management System |
| HSUI |
Housing Start Up Index |
| HTM |
Held-to-Maturity |
| HUDCO |
Housing & Urban Development Corporation |
| IAS |
Integrated Accounting Systems |
| IASC |
Inspection and Audit Sub-Committee |
| IBA |
Indian Banks’ Association |
| IBRD |
International Bank for Reconstruction and Development |
| IBS |
International Banking Statistics |
| ICAC |
International Cotton Advisory Committee |
| ICAI |
Institute of Chartered Accountants of India |
| ICAR |
Indian Council of Agricultural Research |
| ICCOMS |
Integrated Computerised Currency Operations and Management System |
| ICICI |
Industrial Credit and Investment Corporation of India |
| ICMR |
Indian Council of Medical Research |
| ICT |
Information and Communication Technology |
| IDB |
India Development Bonds |
| IDBI |
Industrial Development Bank of India |
| IDD |
Industrial Development Department |
| IDMD |
Internal Debt Management Department |
| IDR |
Indian Depository Receipt |
| IDRBT |
Institute for Development & Research in Banking Technology |
| IEM |
Industrial Entrepreneurs Memoranda |
| IES |
Integrated Establishment System |
| IFAD |
International Fund for Agricultural Development |
| IFC |
International Finance Corporation |
| IFC(W) |
International Finance Corporation (Washington) |
| IFCI |
Industrial Finance Corporation of India |
| IFR |
Investment Fluctuation Reserve Account |
| IFS |
International Financial Statistics |
| IGIDR |
Indira Gandhi Institute of Development Research |
| IGLS |
Iterative Generalized Least Squares |
| IIA |
Institute of Internal Auditors |
| IIBI |
Industrial Investment Bank of India |
| IIBM |
Indian Institute of Bank Management |
| IIFCL |
India Infrastructure Finance Company Limited |
| IIFT |
Indian Institute of Foreign Trade |
| IIP |
Index of Industrial Production |
| IIP/InIP |
International Investment Position |
| ILO |
International Labour Organisation |
| IMA |
Internal Models Approach |
| IMD |
India Millennium Deposits, India Meteorological Department |
| IMF |
International Monetary Fund |
| IMFC |
International Monetary and Financial Committee |
| IN |
India |
| INR |
Indian Rupee |
| IODP |
Integrated Officers Development Programmes |
| IOTT |
Input-Output Transaction Table |
| IP |
Interest Payment |
| IPAs |
Issuing and Paying Agents |
| IPCC |
Inter-Govermental Panel on Climate Change |
| IPCs |
Irrevocable Payment Commitments |
| IPDIs |
Innovative Perpetual Debt Instruments |
| IPOs |
Initial Public Offerings |
| IP-RR |
Interest Payment-Revenue Receipt |
| IRB |
Internal Ratings-Based |
| IRBI |
Industrial Reconstruction Bank of India |
| IRDA |
Insurance Regulatory and Development Authority |
| IRFs |
Interest Rate Futures |
| ISA |
Information Systems Audit |
| ISACA |
Information Systems Audit and Control Assessment |
| ISDA |
International Swaps and Derivative Association |
| ISIC |
International Standard Industrial Classification |
| ISMS |
Information Security Management System |
| ISO |
International Standards Organization |
| IT |
Information Technology |
| IT-BPO |
Information Technology - Business Process Outsourcing |
| ITEs |
Intra-Group Transactions and Exposures |
| ITRS |
International Transaction Reporting System |
| IWGEDS |
International Working Group on External Debt Statistics |
| IWMP |
Integrated Watershed Management Programme |
| JLG |
Joint Liability Group |
| JNNURM |
Jawaharlal Nehru National Urban Renewal Mission |
| KCCs |
Kisan Credit Cards |
| KVIBs |
Khadi and Village Industries Boards |
| KVIC |
Khadi & Village Industries Corporation |
| KYC |
Know Your Customer |
| LAF |
Liquidity Adjustment Facility |
| LAMPS |
Large-sized Adivasi Multipurpose Societies |
| LAS |
Loan & Advances by States |
| LB |
Lowest daily outstanding Balance |
| LBD |
Land Development Bank |
| LBS |
Locational Banking Statistics |
| LCD |
Liquid Crystal Display |
| LERMS |
Liberalised Exchange Rate Management System |
| LIBOR |
London Inter-Bank Offer Rate |
| LIC |
Life Insurance Corporation of India |
| LOI |
Letter of Intent |
| LPA |
Long Period Average |
| LS |
Level Shift |
| LT |
Long Term |
| LTO |
Long Term Operation |
| M1 |
Narrow Money |
| M3 |
Broad Money |
| MA |
Moving Average |
| MASI |
Management Audit Systems Inspection |
| MAT |
Minimum Alternate Tax |
| MBS |
Mortgage Backed Securities |
| MCA |
Ministry of Corporate Affairs |
| MF |
Mutual Funds |
| MFDEF |
Micro Finance Development and Equity Fund |
| MFDF |
Micro Finance Development Fund |
| MFI |
Micro Finance Institution |
| MICR |
Magnetic Ink Character Recognition |
| MIGA |
Multilateral Investment Guarantee Agency |
| MIS |
Management Information System |
| MMA |
Macro Management of Agriculture |
| MMBCS |
Magnetic Media Based Clearing System |
| MMMFs |
Money Market Mutual Funds |
| MMS |
Multi Modal Settlements |
| MMSE |
Minimum Mean Squared Errors |
| MODVAT |
Modified Value Added Tax |
| MOF |
Master Office File, Ministry of Finance |
| MoU |
Memorandum of Understanding |
| MPD |
Monetary Policy Department |
| MPI |
Macro-Prudential Indicators |
| MPLS |
Multi Protocol Label Switching |
| MRM |
Monitoring and Review Mechanism |
| MSE-CDP |
Micro and Small Enterprises Cluster Development Programme |
| MSEs |
Micro and Small Enterprises |
| MSMEs |
Micro, Small and Medium Enterprises |
| MSOE |
Minimum Standards of Operational Efficiency |
| MSP |
Minimum Support Price |
| MSS |
Market Stabilisation Scheme |
| MT |
Mail Transfer |
| MTM |
Mark-To-Market |
| NAB |
New Arrangement to Borrow |
| NABARD |
National Bank for Agriculture and Rural Development |
| NAC(LTO) |
National Agricultural Credit (Long Term Operatiion) |
| NAIO |
Non Administratively Independent Office |
| NAS |
National Account Statistics |
| NASSCOM |
National Association of Software and Services Companies |
| NAV |
Net Asset Value |
| NBC |
Non-Banking Companies |
| NBFC |
Non Banking Financial Companies |
| NBFC-D |
Deposit taking NBFC |
| NBFC-ND |
Non-deposit taking NBFC |
| NBFC-ND-SI |
Systemically Important Non-deposit taking NBFC |
| NBFCs |
Non-Banking Financial Companies |
| NBO |
National Building Organisation |
| NCR |
National Capital Region |
| NDA |
Net Domestic Asset |
| NDS |
Negotiated Dealing Systems |
| NDS-OM |
Negotiated Dealing System - Order Matching |
| NDTL |
Net Demand and Time Liability |
| NEC |
Not Elsewhere Classified |
| NECS |
National Electronic Clearing System |
| NEER |
Nominal Effective Exchange Rate |
| NEFT |
National Electronic Funds Transfer |
| NFA |
Net Foreign Assets, Non-Foreign Exchange Assets |
| NFD |
Net Fiscal Deficit |
| NFS |
National Financial Switch |
| NFSM |
National Food Security Mission |
| NGO |
Non-Government Organisation |
| NHB |
National Housing Bank |
| NIBM |
National Institute of Bank Management |
| NIC |
National Informatics Centre, National Industrial Classification |
| NIF |
National Investment Fund, Note Issuance Facility |
| NIMSME |
National Institute for Micro, Small and Medium Enterprises |
| NIPFP |
National Institute of Public Finance and Policy |
| NNML |
Net Non-Monetary Liabilities |
| NOC |
No Objection Certificate |
| NOF |
Net Owned Funds |
| NPA |
Non-Performing Assets |
| NPCI |
National Payments Corporation of India |
| NPD |
Net Primary Deficit |
| NPRB |
Net Primary Revenue Balance |
| NPS |
New Pension Scheme |
| NPV |
Net Present Value |
| NR(E)RA |
Non-Resident (External) Rupee Account |
| NR(NR)RA |
Non-Resident (Non-Repatriable) Rupee Account |
| NRAA |
National Rain Fed Area Authority |
| NRE |
Non-Resident External |
| NREGS |
National Rural Employment Guarantee Scheme |
| NRG |
Non-Resident Government |
| NRI |
Non-Resident Indian |
| NRRDA |
National Rural Road Development Agency |
| NSC |
National Statistical Commission |
| NSE |
National Stock Exchange |
| NSM |
Note Sorting Machine |
| NSSF |
National Small Savings Fund |
| NSSO |
National Sample Survey Organisation |
| OBCs |
Other Backward Classs |
| OBE |
Off- Balance Sheet Exposures |
| OD |
Over Draft |
| ODA |
Official Development Assistance |
| ODI |
Offshore Derivative Instruments |
| OECD |
Organisation for Economic Co-operation and Development |
| OECO |
Organisaton for Economic Co-operation |
| OFI |
Other Financial Institutions |
| OLTAS |
OnLine Tax Accounting System |
| OMO |
Open Market Operations |
| OMS |
Open Market Sales |
| OPEC |
Organisation for Petroleum Exporting Countries |
| ORFS |
Online Returns Filing System |
| OSCB |
Other Indian Scheduled Commercial Bank |
| OSMOS |
Off-Site Monitoring and Surveillance |
| OTC |
Over-the-Counter |
| OTS |
One-Time Settlement |
| PACF |
Partial Auto-Correlation Function |
| PACS |
Primary Agriculture Credit Societies |
| PAD |
Public Accounts Department |
| PAN |
Permanent Account Number |
| PCA |
Prompt Corrective Action |
| PCARDB |
Primary Cooperative Agriculture and Rural Development Bank |
| PCPS |
Perpetual Cumulative Preference Shares |
| PD |
Primary Deficit |
| PDAI |
Primary Dealers Association of India |
| PDI |
Perpetual Debt Instruments |
| PDO |
Public Debt Office |
| PDO-NDS |
Public Debt Office - Negotiated Dealing System |
| PDO-NDS |
Public Debt Office-cum-Negotiated Dealing System |
| PDs |
Primary Dealers, Public Distribution System |
| PE |
Private Equity |
| PES |
Public Enterprises Survey |
| PF |
Provident Fund |
| PFCE |
Private Final Consumption Expenditure |
| PFRDA |
Pension Fund Regulatory and Development Authority |
| PGPBF |
Post Graduate Programme in Banking & Finance |
| PIO |
Persons of Indian Origin |
| PIT |
Personal Income Tax |
| PMEGP |
Prime Minister Employment Generation Programme |
| PMLA |
Prevention of Money Laundering Act |
| PMRY |
Prime Minister’s Rojgar Yojana |
| PNB |
Punjab National bank |
| PNCPs |
Perpetual Non-Cumulative Preference Shares |
| PO |
Principal Office |
| POL |
Petroleum, Oil and Lubricants |
| PPP |
Public Private Partnership |
| PRB |
Primary Revenue Balance |
| PSBs |
Public Sector Banks |
| PSE |
Public Sector Enterprises |
| PSS Act |
Payment & Settlement Systems Act |
| PSUs |
Public Sector Undertakings |
| PUC |
Paid Up Capital |
| QCBS |
Quality and Cost Based Selection |
| QIB |
Qualified Institutional Buyer |
| QIP |
Qualified Institutional Placement |
| QMS |
Quality Management System |
| QRR |
Quick Review Report |
| R&D |
Research & Development |
| RBI |
Reserve Bank of India |
| RBIA |
Risk Based Internal Audit |
| RBSC |
Reserve Bank Staff College |
| RCC |
Regional Complaints Committee |
| RCS |
Registar of Co-operative Societies, Reconstruction Companies |
| RD |
Revenue Deficit |
| RDBMS |
Relational Database Management System |
| RE |
Revenue Expenditure, Revised Estimates |
| REC |
Rural Electrification Corporation |
| REER |
Real Effective Exchange Rate |
| REGP |
Rural Employment Generation Programme |
| RFC |
Residents Foreign Currency |
| RIB |
Resurgent India Bonds |
| RIDF |
Rural Infrastructure Development Fund |
| RKVY |
Rashtriya Krishi Vikas Yojana |
| RLA |
Recoveries of Loans & Advances |
| RLC |
Repayment of Loans to Centre |
| RMB |
Renminbi (Chinese) |
| RNBC |
Residuary Non-Banking Companies |
| RNCPS |
Redeemable Non-Cumulative Preference Shares |
| RO |
Regional Office |
| RoA |
Return on Assets |
| RoCs |
Registrars of Companies |
| ROE |
Return on Equity |
| ROSC |
Report on Observance of Standards and Codes |
| RPA |
Rupee Payment Area |
| RPCD |
Rural Planning and Credit Department |
| RR |
Revenue Receipts |
| RRB |
Regional Rural Bank |
| RRBs |
Regional Rural Banks |
| RTGS |
Real Time Gross Settlement |
| RTI |
Right to Information |
| RTP |
Reserve Tranche Position |
| RUF |
Revolving Underwriting Facility |
| RWA |
Risk Weighted Asset |
| SAARC |
South Asian Association for Regional Co-operation |
| SACPs |
Special Agricultural Credit Plans |
| SAD |
Single Administrative Document |
| SAM |
Social Accounting Matrix |
| SAMIS |
Service Area Monitoring and Information System |
| SAP |
State Agricultural Plan |
| SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SAS |
Statistical Analysis System |
| SBI |
State Bank of India |
| SC |
Scheduled Caste |
| SCARDB |
State Cooperative Agriculture and Rural Development Bank |
| SCB |
Scheduled Commercial Bank, State Cooperative Bank |
| SCs |
Size Class Strata, Securitisation Companies |
| SDDS |
Special Data Dissemination Standards |
| SDLs |
State Development Loans |
| SDR |
Special Drawing Right |
| SEBI |
Securities and Exchange Board of India |
| SEBs |
State Electricity Boards |
| SEZs |
Special Economic Zones |
| SFC |
State Financial Corporation |
| SFCs |
State Finance Corporations |
| SFMS |
Structured Financial Messaging System |
| SFURTI |
Scheme for Fund for Regeneration of Traditional Industries |
| SGL |
Subsidiary General Ledger |
| SGSY |
Swarnajayanthi Gram Swarrojgar Yojana |
| SHGs |
Self-Help Groups |
| SIDBI |
Small Industries Development Bank of India |
| SIDC |
State Industrial Development Corporation |
| SIFI |
Systemically Important Financial Intermediaries |
| SIPS |
Systemically Important Payment System |
| SI-SPA |
Systems Improvement Scheme under Special Project Agriculture |
| SITP |
Scheme for Integrated Textile Parks |
| SIVs |
Structured Investment Vehicles |
| SJSRY |
Swarna Jayanti Shahari Rojgar Yojana |
| SLA(IC) |
Sundry Liabilities Account (Interest Capitalisation) |
| SLAF |
Second Liquidity Adjustment Facility |
| SLB |
Securities Lending and Borrowing |
| SLBC |
State Level Bankers’ Committee |
| SLR |
Statutory Liquidity Ratio |
| SLRS |
Scheme for Liberation & Rehabilitation of Scavangers |
| SMEs |
Small and Medium Enterprises |
| SMG |
Standing Monitoring Group |
| SMO |
Special Market Operations |
| SNA |
System of National Accounts |
| SPMCIL |
Security Printing and Minting Corporation of India Ltd. |
| SPV |
Special Purpose Vehicle |
| SREP |
Supervisory Review and Evaluation Process |
| SRMS |
Self Employment Scheme for Rehabilitation of Manual Scavangers |
| SRWTO |
Small road & Water Transport Operators |
| SSI |
Small-Scale Industries |
| SSS |
Securities Settlement System |
| SSSBEs |
Small Scale Service & Business Enterprises |
| ST |
Scheduled Tribe |
| StCB |
State Co-operative Bank |
| STCRC |
Short-Term Co-operative Rural Credit |
| STOs |
State Treasury Offices |
| STR |
Suspicious Transaction Report |
| STRIPS |
Separate Trading for Registered Interest and Principal of Securities |
| SWG |
Second Working Group on Money Supply |
| TAC |
Technical Advisory Committee |
| TAFCUBs |
Task Force for Urban Co-operative Banks |
| TAG |
Technical Advisory Group |
| TALF |
Term Asset-Backed Securities Loan Facility |
| TBs |
Treasury Bills |
| TC |
Temporary Change |
| TFC |
Twelfth Finance Commission |
| TFCI |
Tourism Finance Corporation of India |
| TFP |
Total Factor Productivity |
| TFTS |
Trade for Trade Settlement |
| TIN |
Tax Information Network |
| TMSM |
Training Methods and Skills for Managers |
| TMT |
Thermo Mechanically Treated |
| ToRs |
Terms of References |
| TS |
Trend Stationary |
| TT |
Telegraphic Transfer |
| TUFS |
Technology Upgraded Fund Scheme |
| UBB |
Uniform Balance Book |
| UBD |
Urban Banks Department |
| UCB |
Urban Cooperative Bank |
| UCBs |
Urban Cooperative Banks |
| UCN |
Uniform Code Number |
| UCNs |
Uniform Code Numbers |
| UNDP |
United Nations Developement Programme |
| UNICO |
Umbrella Organisation for Large Cooperative Banks in Europe |
| UNIDO |
United Nations Industrial Development Organisation |
| UNME |
Urban Non-Manual Employees |
| US |
United States |
| USD |
US Dollars |
| UTI |
Unit Trust of India |
| UTs |
Union Territories |
| VAR |
Vector Autoregression |
| VC |
Venture Capital |
| VKGUY |
Vishesh Krishi Gram Udyog Yojana |
| VPN |
Virtual Private Network |
| WADR |
Weighted Average Discount Rate |
| WEO |
World Economic Outlook |
| WGMS |
Working Group on Money Supply:Analytics and Methodology of Compilation |
| WMA |
Ways and Means Advances |
| WPI |
Wholesale Price Index |
| WSS |
Weekly Statistical Supplement |
| WTO |
World Trade Organisation |
| XBRL |
eXtensible Business Reporting Language |
| XML |
Extensible Markup Language |
| Y-o-Y |
Year-on-Year |
| YTM |
Yield to Maturity |
| ZO |
Zonal Office |
| ZTC |
Zonal Training Centre |
